
In recent times, there have been growing concerns with regard to the ever-increasing levels of consumer debt in the UK. Such is the height of the problem that recent figures revealed that by the end of March 2007, personal debt levels in the UK had risen to over ?1.3 trillion - a rise of 10.5 per cent over the previous twelve months. Yet despite these figures, and the fact that debt levels have risen further since, the consumer love affair with loans, credit cards, store cards and other forms of unsecured credit continues unabashed - while lenders continue to provide the finance that consu...









