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According to debt management charity CreditAction, UK debt levels stood at the staggering level of 1345 billion at the end of June 2007 - a growth rate of 10.2% on the previous year. As a result, it's been estimated that personal debt is increasing by 1 million every four minutes. Although this total debt figure takes into account credit card lending, overdrafts and refinance deals, personal loan spending is a large part of these statistics as well and, as a recent survey by Fool.co.uk shows, many people in Britain are becoming increasingly reliant on loans in their everyday lives. With...

That's really what it is about, isn't it? How do I know whether I, or someone I care about, have a drug or alcohol problem? What are the signs and symptoms? If you are wondering whether you or someone else has a drug or alcohol problem, the probability is HIGH that there is, in fact, a problem. Generally, we don't wonder whether someone has a "problem" if there is not a problem. The rest of the signs and symptoms might help you quit "wondering" and take action: Health and behavior • Continuing to use even though you have health problems that are affected or c...

True love is like the white lotus: beautiful, delicate, and rare to find. Those who have found their true love opt to bring it to the next level--marriage. What if your true love is the same gender as you? Are you supposed to deny that which is true? In 2004, Massachusetts became the first state to legalize gay marriage. Since then, more than 9,500 same sex couples have been married and the world has not come to an end. As of May 15, 2008, California's Supreme Court overturned the state's ban on gay marriage with the stroke of a pen. The 4-3 ruling declared that the state’s constitution pr...

Britain Is Under Attack! Most of us have heard how the introduction of just two dozen rabbits into Australia in 1859 created so much of a problem that within ten years of their release two millions of them could be killed without having any noticeable impact on their population. The rabbits were imported so that immigrant farmers would have something to hunt and eat, but the animals got so much out of control that large areas of southern Australia and some of the flora and fauna that lived in it were effectively destroyed. Many measures have been taken to control the rabbit population...

“When I grow up, I wanna be famous, I wanna be a star, I wanna be in movies, Drive nice cars, I wanna have groupies, Be on TV, Be in magazines” – Pussycat Dolls NEET anthem - ‘When I Grow Up’. Q: What sells newspapers? A: Fear and loathing We enjoy nothing better than to hate over our morning newspapers, getting off on the latest shock horror nightmare. Anything to stave off the boredom, right? Youth are pretty unpopular right now – it’s an angle that sells after all: NEETs leave school early with no qualifications, do not enter employment or training...

The list of new world wonders includes The Great Wall of China, Petra, Christ the Redeemer, Machu Picchu, The Colisseum, and Taj Mahal The Mayan city of Chichen Itza, located in the Mexican state of Yucatan, was chosen as one of the “Seven New Wonders of the World” by approximately 100 million people around the globe, who cast their ballots by phone and Internet. “The selection of Chichen Itza is recognition of the extremely vast and ancient historical and cultural heritage of Mexico, of which very few countries in the world can boast,” said Francisco Lopez Mena, CEO of the Mexico To...

On August 31, 2007, President Bush announced steps that the Federal government will take to help homeowners in need of assistance to avoid foreclosure. The administration launched a new FHA initiative called "FHA-Secure". This program is supposed to help homeowners to refinance current mortgages that have recent late payments as a result of an adjusting of their interest rate. This program will not work because the problem with the nation's real estate is deeper than just Adjustable rate mortgages. The broader problem with refinancing these mortgages is income documentation. Many people ...

As we all know, the reforms in health care as of late have been a hot topic. And in many ways it is splitting the population in half. We have those on one side of the field who say it's a government takeover, we're losing our freedoms, we can't afford it and it will worsen the quality of care. Then there are those in favor of it who argue we can't afford not to reform it, the insurance companies are not concerned about the individual and are raising premiums regardless and as a nation everyone should be entitled to better health either as preventive maintenance or even for those with preexisti...

Apologies! At the beginning of March a group of campaigners dressed in yokes and chains started a 250-mile walk from Hull (the home city of abolitionist William Wilberforce) to London. Among other things, they sought an apology for the slave trade. I applaud their motives and also their stamina in embarking on such a walk, but I do wonder what is the use of this and the burgeoning fashion for demanding an apology for things which have occurred in the distant past and, in many cases, beyond the lifetimes of anyone now living. Look up ‘Apologies’ on the internet and you will find ...

By Robin M. Mills, Author of The Myth of the Oil Crisis There are some things most people today know about oil. * Global oil output is going to plummet * Prices are going to rise forever * The transition to alternative energy will be long and painful * There will be more ‘oil wars’ and industrial civilization may collapse * Oil and gas will cause catastrophic climate change The problem is that these ideas are wrong. Oil ‘ran out’ first in 1885, and perhaps another five times since then. Every time, new finds, new technologies and changes in oil use confo...